The Waiting Game

I hate this waiting game. It has been over 4 weeks since I put in my income protection claim and still I await an answer. I was assured on Tuesday that they should be able to give me an answer by Friday. It’s called ‘salary continuance claim’ for a reason...its supposed to ‘continue’ your salary without interruption (lets assume that you are covered under the policy, oh and lets not forget about the 90 days you have to have off before they will make payment - 90 days income free, never to be reimbursed).

I know today is only Thursday and not Friday, so I will give them the benefit of doubt and wait it out another day. Today I found myself cringing when the phone rings, thinking it will be them; thinking they will decline my claim. Over and over in my head I have gone over ‘what if’ scenarios. I am trying to be optimistic but in the back of my mind I have many doubts – that Trevor and I won’t be so lucky (even though I pay all this money a year for premiums).

At the moment we are just trying to keep our head above water, just trying to survive out the end of financial year until tax refund time comes around. Life would just be so much easier if they approved my claim or at least gave me a decision.

I hate this waiting game!!!